VA Mortgage Loan

Chandler VA Mortgage Loans

For Veterans living in Chandler, one of the most popular mortgage options is the VA mortgage loan. The VA loan is popular for a number of reasons, but the two most commonly referenced reasons include that there is no down payment and there is no monthly mortgage insurance with a VA mortgage for a house in Chandler.

In addition to having low fixed rates available, the VA has made it possible for Veterans who currently have a VA loan to get a lower rate when available by doing a VA streamline refinance.  The VA streamline program (also known as the VA IRRRL program) can be done with no out of pocket closing costs and is designed to help lower the overall mortgage payment.

Chandler VA Mortgage Highlights:

  • Up to 100% financing when buying a house
  • No mortgage insurance required on VA mortgages
  • VA mortgages don’t have a prepay penalty
  • Closing costs can be rolled into the VA mortgage
  • VA mortgages require that a one-time funding fee be paid at loan funding

Chandler VA Mortgage Certificate of Eligibility

In order to get a VA mortgage approved, you must

Before you can be approved for a VA mortgage, you need to be sure that you have your Certificate of Eligibility that you can get from the VA and it must be in your loan package at the time of your application.  If you don’t currently have a certificate of eligibility or need help obtaining your certificate, we would be happy to help you obtain it – or answer any questions that you may have about obtaining it.

VA Mortgage Experts in Chandler

We live here locally in the Chandler and Phoenix area and have years of experience helping Veterans choose the right VA loan financing package for their home. To find out if you qualify for the best VA mortgage available, contact us now!

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